Understand SIPs, mutual funds and how to start investing.
Mutual funds and SIPs are how most Indians now build long-term wealth, but the choices can feel overwhelming. Here we explain how funds actually work, the latest SEBI rules, and how to start investing sensibly — even with as little as ₹100 a month.
SIPs now start at ₹100, and SEBI's new 2026 mutual fund rules add fresh protections. A plain-language guide to starting your first systematic investment plan the right way.
What is a mutual fund, how SIPs work, expense ratios, direct vs regular plans, and how a first-time investor in India can start with as little as ₹500 a month.